How to Release Super Early for Dental Implant Treatment
How to Release Super Early for Dental Implant Treatment?
Everything you need to know about how to release you super early for major dental work, such as dental implants.
If you are reading this article, you may be already interested in full mouth teeth replacement and how to fund it without breaking the bank.
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Dental implants in Perth are indeed one of the most significant investments you can make in your own health.
Having to worry about the financial aspect of your smile can be stressful as it is quite a prominent feature of everyone’s face.
Fortunately, you don’t have to wait for your money to come. You can get dental implant treatment now, which can also save you money in the long run. This is thanks to the Super for Dental Treatment.
If you want to find out how to release super early, read this article carefully.
How does SuperCare work?
SuperCare is an Australian Company that helps you through the two-step process of accessing your super for dental or any other treatment.
They provide an innovative service to you and your family members that assist you in applying the Early Release of Superannuation (ERS) Programme.
They help with the whole process of application, and their consultants support and guide you.
When the permission is allowed, you reach out to your super fund with the letter of approval for Early Release of Super to request a withdrawal.
It’s plausible to use superannuation funds to pay for other medical services for your family members if he or she is eligible, according to the Superannuation Industry (Supervision) Act 1993.
How to access super for dental implants?
First things first, start with finding out if you are a suitable candidate to access the funds. You can obtain a handful amount to pay for some of the most expensive dental treatment services for yourself or your family members, but you should keep in mind the superannuation fund you have.
And there are conditions for applying for early access contingent on sympathetic and compassionate grounds. These conditions include life-threatening, generating constant pain, reducing the quality of living, not paying for the necessary treatment, and any financial hardship.
(Discuss your dental situation with us)
How To Withdraw super for dental?
According to the Australian Taxation Office, you can withdraw your super if you turn 65 (no matter whether you have retired or not), if you have reached preservation age or you are under the shift to retirement rules while continuing to work.
“There are minimal circumstances where you can access your super early. These circumstances are mainly related to specific medical conditions, severe financial hardship, COVID-19 (novel coronavirus), or the First home super saver scheme.” – is written on the official website of ATO.
What to consider before accessing super care?
Using super to fund your treatments can be very beneficial, but you should carefully consider some of its aspects before accessing your superannuation.
It’s good to carefully consider what amount of your super you want to invest in your health now, compared to what you need later for your retirement.
Also, keep in mind that it can take some time to get your super released.
However, after all, accessing your super earlier has the massive benefit of giving you access to funds that can release your financial burden indeed.
In conclusion
Dental implants can dramatically improve your everyday life because healthy teeth are vital for eating all the foods you love.
If you do not have the necessary funds just yet to improve your dental health, Early Release of Super can be a great way forward.
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